fento.tech / automated accounting
GST, TDS, payroll, reconciliation, and advance tax prepared continuously by an automation engine. Licensed Chartered Accountants review only exceptions.
§02 / architecture
Exception-driven compliance engine.
The engine prepares filings continuously across the month. Most transactions classify, reconcile, and clear without intervention. Only the cases the model is uncertain about route to a human reviewer. Everything else completes automatically.
- 01
Data ingestion
Bank feeds, GST portal pulls, and Tally exports normalised into a single ledger.
- 02
Transaction classification engine
Each line item assigned to a chart-of-accounts category with a confidence score.
- 03
TDS section detection
Vendor invoices mapped to the correct TDS section and rate without manual lookup.
- 04
Reconciliation matching
Bank, GSTR-2B, and ledger entries reconciled continuously rather than at month-end.
- 05
Exception scoring
Low-confidence transactions ranked by financial and compliance risk.
- 06
CA review queue
A licensed Chartered Accountant resolves only the exceptions surfaced by the engine.
- 07
Automated filing execution
GST returns, TDS challans, and advance tax payments prepared and submitted on schedule.
- 08
Decision-level audit logging
Every automated action and every reviewer override stored with the data that produced it.
§03 / learning loop
Accuracy compounds over time.
accuracy · per company · over time
Reviewed edge cases improve fento's classification engine. This learning happens internally — reviewer decisions on one client's books are processed within fento's system and never shared across accounts or with external model providers.
Exception rates decline each quarter as the engine incorporates reviewer decisions. Patterns that once required human review become routine.
One CA eventually supervises 200+ companies at steady state, against an industry standard of 30–50.
§04 / who this is for
Built for SMEs outgrowing their CA retainer.
Your current CA handles 80 clients. You get the same template every month, the same filing at the last minute, and no visibility into what is coming. fento prepares your compliance continuously, flags only what needs your attention, and gives your CA the tools to supervise your books properly - not reactively.
Built for businesses at ₹2-50 crore annual revenue with multi-account banking, vendor-heavy operations, and monthly GST and TDS complexity that a generalist CA gets wrong.
§05 / monthly output
What fento produces every month
Every month, without manual intervention from your team:
- GSTR-1 and GSTR-3B prepared, reviewed, and filed on schedule.
- TDS challans computed, tracked, and deposited before the due date.
- Payroll statutory compliance — PF, ESI, and Professional Tax — processed.
- Bank reconciliation completed continuously, not at month-end.
- Advance tax liability projected with due-date alerts before penalties accrue.
- Every exception reviewed and signed off by a licensed Chartered Accountant before any filing is submitted.
§06 / data
Ground-truth SME financial datasets.
Real GST filings, real transaction flows, real reconciliation behaviour, real payment timing patterns. Data captured at the source, not reconstructed from year-end statements.
This produces risk signals unavailable to lenders underwriting from balance sheets alone - the basis for credit infrastructure built on how a business actually operates rather than how it reports.
§07 / security
Financial-grade data handling.
Reviewer decisions are used to improve fento's classification engine. This data is processed internally and never shared across client accounts or with third parties. No raw client financial data is exposed to external AI providers or used to train foundation models outside fento's system.
Client financial data is processed in isolated environments. No data is shared across accounts. Decision-level audit logs are retained for every automated filing action — the inputs that produced a decision, the model's output, and any reviewer override.
§08 / roadmap
Compliance first. Intelligence next. Credit later.
- 1Monthly compliance handled end to end
- 2Cash flow forecasting and advance tax alerts
- 3Working capital insights and vendor payment timing
- 4Access to credit based on your actual financials
§09 / founder
Founders
Indian SMEs spend ₹3–8 lakh a year on compliance that arrives late, catches nothing in advance, and leaves them with no financial visibility. fento is being built to fix that.
— Venu Vamsi and Sathwik Chamalla
§10 / access
Request early access.
We are onboarding a small cohort of SMEs in the ₹2-50 crore band. Leave your email and we will be in touch.
Prefer WhatsApp? +91 97422 17735 or +91 90302 41955